Terms of use

Acceptance of terms 

This website is owned and maintained by payg.insure COMPANY LIMITED (the “Owner”). The primary activity of the company is the development of software for interaction among active lifestyle enthusiasts, athletes, sports federations/clubs/sections, and insurance companies in the area of structured online accident insurance. The payg.insure online platform, based on the experience of sports clubs, considers their needs for fast and systematic insurance of athletes against accidents and provides data processing and information placement services.

This website provides users with access to an online collection of information and materials, which may include insurance applications, policy forms, and other information related to certain insurance products and services (the “Products and Services”) offered by the payg.insure platform. The website also contains text, images, graphics, logos, buttons, works of authorship, and other information (collectively, “Content”) and may provide access to certain proprietary software used in connection with navigating and utilizing the website’s functionality (the “Software”).

Payg.insure: Your access to and use of this website are subject to the following Terms of Use, as well as all applicable laws and regulations. Please read these terms carefully. If you do not accept and agree to any of these Terms of Use, please do not access or use this website.

These Terms of Use may be changed, modified, supplemented, or updated by the Owner from time to time without prior notice.

Limited License and Site Access – The Owner hereby grants you a limited license to access and make personal use of this website but not to modify it or any portion of it except with the express written consent of the Owner. This license does not include any resale or use of this website or its contents for any commercial purpose without the express written consent of the Owner. Any unauthorized use terminates the permission or license granted by the Owner.

Copyright – Except as otherwise expressly stated, all Content and Software appearing on this website are the copyrighted works of payg.insure or third-party content suppliers and are protected by the copyright laws of Vietnam and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all Content and Software is also the exclusive property of payg.insure and is protected by the above copyright laws.

You may download information from this website and print out a hard copy for your personal use, provided that you keep intact all copyright and other notices contained in the information. Except as otherwise expressly stated herein, you may not alter, modify, copy, distribute (for compensation or otherwise), transmit, display, perform, reproduce, reuse, post, publish, license, frame, download, store for subsequent use, create derivative works from, transfer, or sell any Content obtained from this website, in whole or in part, including any text, images, audio, and video, in any manner, without the prior written authorization of the Owner and any applicable third-party suppliers.

Trademarks and Service Marks – Certain trademarks, logos, and trade dress used on this website are the property of payg.insure. All other trademarks, service marks, trade dress, product names, company names, or logos, whether registered or not, on this website are the property of their respective owners.

Information submitted via this Website – With the exception of any personal data or information you submit (which will be maintained in accordance with our payg.insure Privacy Statement), any information you transmit to the Owner via this website will be treated as non-confidential and non-proprietary and will become the property of the Owner.

Prohibited Use – Any use or attempted use of this website is prohibited if it is (i) for any unlawful, unauthorized, fraudulent, or malicious purpose, or (ii) could damage, disable, overburden, or impair any server or the network(s) connected to any server, or (iii) interferes with any other party’s use and enjoyment of the website, or (iv) gains unauthorized access to any other accounts, computer systems, or networks connected to any server or systems through hacking, password mining, or any other means, or (v) accesses systems, data, or information not intended by the Owner to be made accessible to a user, or (vi) obtains any materials or information through any means not intentionally made available by the Owner, or (vii) for any purpose other than the intended business purpose.

In addition, in connection with your use of the website, you agree not to:

1. Upload or transmit any message, information, data, text, software, images, or other content (“Material”) that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, or otherwise objectionable, or that may infringe upon another’s right of privacy or publicity.
2. Create a false identity to mislead others or impersonate any person or entity, including but not limited to any payg.insure representative, or falsely state or otherwise misrepresent your affiliation with any person or entity.
3. Upload or introduce files that contain viruses, trojan horses, worms, time bombs, cancel-bots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property.
4. Delete any author attributions, legal notices, or proprietary designations or labels that you upload to any communication feature.
5. Upload or transmit any unsolicited advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation, commercial or otherwise.
6. Violate any applicable local, state, national, or international law.
7. Upload or transmit any Material that infringes any patent, trademark, service mark, trade secret, copyright, or other proprietary rights of any party.
8. Delete or revise any Material posted by any other person or entity.
9. Manipulate or otherwise display the website by using framing, mirroring, or similar navigational technology, or directly link to any portion of the website other than the main homepage, www.payg.insure, in accordance with the limited license and website access outlined above.
10. Register, subscribe, attempt to register, attempt to subscribe, unsubscribe, or attempt to unsubscribe any party for any Product or Service if you are not expressly authorized by such party to do so, or
11. Harvest or otherwise collect information about others, including e-mail addresses.

The Owner reserves the right to take whatever lawful actions it may deem appropriate in response to actual or suspected violations of the foregoing, including but not limited to the suspension or termination of the user’s access and/or account. The Owner may cooperate with legal authorities and/or third parties in the investigation of any suspected or alleged crime or civil wrong. Except as may be expressly limited by the payg.insure Privacy Statement, the Owner reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process, or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, in the Owner’s sole discretion.

SECURITY & CONTROL

Password Accounts, Passwords, and Security – If you have been given the option to open an account on this website which provides you with access to password-protected portions of the site, the Owner will not be liable for any loss you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by the Owner or another party due to someone else using your account or password. You may not use anyone else’s account at any time, with or without the permission of the account holder.

Right to Monitor – The Owner reserves the right, but not the obligation, to monitor general use of this website and does not control the content of any third-party websites, e-mail transmissions, news groups, or other material created or accessible over or through this website.

Privacy Policy – We encourage you to read the payg.insure Privacy Statement for further information.

GENERAL PROVISIONS

Disclaimer – The information contained on this website has been prepared by the Owner for user convenience and is not intended to constitute advice or recommendations upon which a user may rely. The Owner has used reasonable efforts to collect, prepare, and provide quality information and materials, but makes no warranty or guarantee about the accuracy, completeness, or adequacy of the information contained in or linked to this website or any other website maintained by the Owner.

The information and descriptions provided herein are not intended to be complete descriptions of the terms, exclusions, and conditions applicable to the Products and Services and are provided solely for general informational purposes. Please refer to the actual policy or the relevant Product or Services agreement for complete terms, exclusions, and conditions.

Governing Law; Severability of Provisions – These Terms of Use are governed by the laws of Vietnam. If any provision is deemed by a court of competent jurisdiction to be unlawful or unenforceable, it will not affect the validity and enforceability of the remaining provisions. The section headings are for convenience only and do not have any force or effect.

Last Updated: November 01, 2024.